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Car Insurance. Auto. Bundle & save. Auto + Home. Auto + Condo. Auto + Renters. All Follow Travelers' four steps for choosing the best car insurance policy. Auto-Owners Insurance is among the top insurance providers in the U.S., offering a wide variety of discounts and coverages to meet your needs. In this case, you must be driving your own vehicle. People other than you or your relatives are not covered. (back to top). Property damage liability insurance. $10, property damage liability (PDL) insurance. PIP coverage is also called no-fault bodily injury liability coverage. Regardless of who is at-fault in a car.